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Important - Please Read

Do you need financial advice?
This website may mention specific investments but unless we have complete and up to date written details of your financial circumstances and requirements, we cannot and will not offer any opinion as to the suitability of any investment. Any first response to this website will therefore be on the basis that client specific advice has not been given. The investments mentioned in this website are not suitable for everyone. If you have any doubt whether they are suitable, you should contact us for independent advice.

Ensure you obtain and read the literature
It is essential that you consider any investment product only after you have read, and fully understand its Prospectus. The Prospectus sets out the risks, charges, cancellation rights and other terms of the investment product. Do not invest unless you have read this information. Prospectuses are available from APIA Ltd upon request. Any relevant business conducted will be on the basis that the product Prospectus has been read.

Risk Warning
Investing in any of the asset classes, strategies and products mentioned in this website carry risk i.e. the value of your investment can go down as well as up. Market and economic forces, as well as product specific risk, mean you may not get back the full value of your investment(s). Exchange rate fluctuations may also cause the value of investments to fall as well as rise. Past performance may not be repeated, so it is not a reliable guide to future performance. Unless specifically stated otherwise, the asset classes, strategies and products mentioned in this website should not be considered as suitable for short term investment.

Hong Kong Investors
It is imperative that you check BEFORE investing in any product that it is authorised for sale in Hong Kong. Products authorised by the Hong Kong Securities and Futures Commission confer a level of investor protection which might not be available elsewhere. If in any doubt please contact us for further information.

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